Short Sales: How they affect sellers.
Distressed Properties, Foreclosures, Northern California Real Estate, Redding Real Estate, Shasta County Real Estate, Short Sale, Sites & Sounds of Redding, Uncategorized
December 11th, 2009
T
he good, the bad, and the ugly about short sales and the seller in California.
The reason that most home owners attempt to do a short sale on their property is to avoid the stigma of a foreclosure. Home owners want to salvage their credit and they think that a short sale is the answer. There is a lot of different advice and opinions floating around about the best thing to do if you are facing foreclosure. Just Google foreclosure or short sale and see what you get! Before you decide if a short sale is for you or not, you need to look at the good, the bad, and the ugly. Read the rest of this entry »
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Home Buyer Tax Credit Extended and Expanded
First Time Home Buyers, Northern California Real Estate, Redding Real Estate, Shasta County Real Estate
November 12th, 2009
First time home buyers and now ‘move up buyers’ have until April 1, 2010 to purchase a house and take advantage of the IRS tax credit.
Have you been wondering where all the government stimulus money is going? Well since President Obama signed the bill extending the first time home buyers’ tax credit and expanding it to include move up buyers some of it could be going in your pocket!
The time is right to enjoy the benefits of home ownership. Mortgage interest rates on a 30 year fixed rate loan are still below 5% , the affordability of homes in Redding is excellent, there are 1423 residential properties on the market right now in the Shasta County MLS. To top things off if you are a first time buyer you may qualify for a tax credit of up to $8000 and $6500 for what the government terms as move up buyers.
You could be in a new home for Christmas this year–what are you waiting for?
Call or email me today–no obligation–get the facts and let me help you find your dream home!
Lauri Gibson
530-227-1223
Sphere: Related ContentSeller Tips for Maximizing Profits in a Down Market
Northern California Real Estate, Redding Real Estate, Shasta County Real Estate, Staging
November 10th, 2009
Top 12 improvements to do before you sell your home.
If you are getting ready to sell your house in the current downward housing market there are some inexpensive ways to maximize your profits. Staging and de-cluttering top the list according to HomeGain.com. Here’s the list according to a survey of Realtors nation wide by Home Sale Maximizer. Read the rest of this entry »
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Redding Real Estate
October 12th, 2009
We are a team of successful, professional, and knowledgeable real estate agents….
We finish strong for each client.
Call 530-224-6700 for details
Short Sales: AKA–Distressed Property Sales
Distressed Properties, Foreclosures, Redding Real Estate, Shasta County Real Estate, Short Sale
October 1st, 2009
What is a Short Sale?
As you can imagine, as a Realtor, I get a lot of questions about short sales and foreclosures. I find that while most people understand in general what a short sale is, the details are a bit fuzzy. This is the first article, in a series, about the short sale process. My goal is to explain the process well enough that you will be able to decide if a short sale is something you want to tackle. Whether you are a buyer or a seller the more information you have, the greater the chance of having a successful experience. Read the rest of this entry »
Sphere: Related ContentSurge in Reported Mortgage Fraud in California.
Northern California Real Estate, Redding Real Estate, Shasta County Real Estate
August 20th, 2009
California made another list, this time for states with the most reported mortgage fraud.
Not a good list to make, but I thought you needed to be aware of this issue. According to a Forbes.com article there has been a significant rise in reports of mortgage fraud in the U.S. California made the list of the top 20 states reporting suspicious activity. Read the rest of this entry »
Sphere: Related ContentProperty Tax Relief
Redding Real Estate, Shasta County Real Estate
August 17th, 2009
A bright spot for those homeowners who bought during the peak years of the Redding housing market.
For those of us who purcahsed homes in the last 5 or 6 years there isn’t much to get excited about when it comes to the value of our homes. I do want to make sure you know about something that though it might not be great news, at least it’s not bad news.
It is called Proposition 8 Tax Relief and here is how it works: If your property value has gone down and the taxable value is above the current market value you may be eligible for tax relief. For the full story click here and you will be taken to the Shasta County Assessors web site where you can read the tax relief brochure. The time frame for you to ask for a review of your assessed value is July 2nd till November 30th. Click here and print out the Request for Review form. Just fill it out and mail it or drop it by the Assessors Office.
IIf you aren’t sure about your properties value just email or give me a call and I can do a quick market analysis for your property. All I need from you is your address and I will be able to give you a good idea of your market value. In case you don’t know what your taxable value is I can get that for you also.
As always I am here to answer any questions you may have about the real estate market in Redding, Shasta County, or just in general.
Thanks for stopping by my blog.
Lauri Gibson
Sphere: Related ContentHousing Affordability Fund Mortgage Protection Program
First Time Home Buyers, Redding Real Estate, Shasta County Real Estate
June 24th, 2009
The California Association of Realtors is offering a mortgage protection program for qualified first time home buyers. First time buyers who loose their job because of layoffs may be eligible to receive up to $1500 a month for 6 months to help make their mortgage payments. This might help first time buyers deal with the “what ifs” that cause them to have doubts about entering the housing market at this time. Read about the program at C.A.R.s web site by clicking here.
As always I am here to answer any questions you may have about the real estate market in Redding, Shasta County, or just in general.
Lauri Gibson
Sphere: Related ContentFirst Time Home Buyers
Northern California Real Estate, Redding Real Estate, Shasta County Real Estate, Unique Properties
May 15th, 2009
There’s no time like the present
Ok all of you 20 & 30 somethings that have never owned a home–what are you waiting for? The Redding housing market never did sky rocket as much as some of the So Cal areas, but none the less it priced most first time buyers out of the market. During the peak of the real estate market here in Redding you couldn’t touch a livable home for under $200,000. That’s not the case anymore. Here’s just one example of what you can find if you are keeping your eye on the local market. Click here.
Intrest rates are amazing , there is a first time home buyer tax credit from the IRS–up to $8000, as of today there are 354 houses for sale between $125,000 & $200,000 in Shasta County. I repeat–What are you waiting for??
Visit my web site and search for yourself, NorCalVoice, or send me an email and I will set up a search for you lgibson@repgmac.com
Sphere: Related ContentDeferred Maintenance and a Buyers’ Market!
Redding Real Estate, Staging
October 15th, 2008
Part 2 in a series on How to sell your house in a buyers’ Market.
As we continue our discussion on getting your house sold in today’s market let’s talk about the condition of your house. If you’re like most of us you have a long list of things around the house that you want to get to when you have time. It’s called deferred maintenance. If you want to sell in this market NOW is the time to get to that list. Read the rest of this entry »
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